Building financial stability
Building
financial stability
We work with local councils, foundations and support organisations to help participants in a social programme save money, manage their finances and work towards goals that matter to them. With Potje, financial support is provided securely through a dedicated savings pot, while social workers and support staff retain the oversight and control they need to do their work well.
More and more Dutch people are in debt
More and more Dutch people are in debt
Many (young) Dutch people unfortunately end up in financial difficulty. Unexpected bills, little or no savings, or simply no experience with managing money independently. Municipalities, foundations and social workers are increasingly looking for ways to provide targeted financial support, without small problems growing into long-term debt.
Many (young) Dutch people unfortunately run into financial difficulties. Unexpected bills, little or no savings, or simply no experience with managing money independently.
Municipalities, foundations and social workers are increasingly looking for ways to offer targeted financial support, without small problems escalating into long-term debt.
Many (young) Dutch people unfortunately end up in financial difficulty. Unexpected bills, little or no savings, or simply no experience with managing money independently. Municipalities, foundations and social workers are increasingly looking for ways to provide targeted financial support, without small problems growing into long-term debt.
The number of people who need help structuring their debt repayments grows by thousands each year.
60% of young people use Buy Now, Pay Later, a known driver of early debt
Only 12% of young adult households are considered financially healthy.
The number of people who need help structuring their debt repayments grows by thousands each year.
60% of young people use Buy Now, Pay Later, a known driver of early debt
Only 12% of young adult households are considered financially healthy.
How does Potje handle this?
How does Potje handle this?
Potje offers organisations a safe and scalable way to provide direct financial support to (young) adults, with the right balance between freedom for the participant and oversight for the professional.
Safe funding with real freedom
The municipality or organisation deposits the financial support directly into the participant’s personal wallet. The participant can spend the money within the rules of the programme using the Potje VISA card, while the organisation retains visibility to make adjustments where necessary.
Safe funding with real freedom
The municipality or organisation deposits the financial support directly into the participant’s personal wallet. The participant can spend the money within the rules of the programme using the Potje VISA card, while the organisation retains visibility to make adjustments where necessary.
Greater impact, less administrative burden
A dedicated admin panel lets one social worker manage their entire caseload from a single place: tracking balances, adjusting limits, and stepping in when a participant needs support. Programmes can scale without the workload scaling alongside them.
Greater impact, less administrative burden
A dedicated admin panel lets one social worker manage their entire caseload from a single place: tracking balances, adjusting limits, and stepping in when a participant needs support. Programmes can scale without the workload scaling alongside them.
Better outcomes on both sides
Participants receive practical tools via the Potje app to save, spend money responsibly and build skills, together with guidance from a social worker or coach. The organisation gets real-time insight and programme-configurable rules and limits.
Better outcomes on both sides
Participants receive practical tools via the Potje app to save, spend money responsibly and build skills, together with guidance from a social worker or coach. The organisation gets real-time insight and programme-configurable rules and limits.
Better outcomes on both sides
Young participants get practical tools to save, spend responsibly, and build skills, alongside the guidance of a social worker or counsellor. The organisation gets real-time insight, purpose-bound spending, and configurable controls and limits per programme.
How does it work?
How does it work?
Potje provides pots to your organisation, which you then assign to the participants in your programme.
The financial support is paid directly into the participant's pot. The participant manages the balance and a supervisor is linked to the pot to monitor progress and adjust where necessary.
The participant can then spend the money with the Potje VISA card, within the rules and limits set by the programme.
Behind the scenes, the social worker manages all the pots for their participants via a central management dashboard, with an overview in one place.
Potje provides pots to your organisation, which you then assign to the participants in your programme.
The financial support is paid directly into the participant's pot. The participant manages the balance and a supervisor is linked to the pot to monitor progress and adjust where necessary.
The participant can then spend the money with the Potje VISA card, within the rules and limits set by the programme.
Behind the scenes, the social worker manages all the pots for their participants via a central management dashboard, with an overview in one place.
A Word From Our Clients
"For the project with SUN, I was able to register young adults from my caseload for a personal budget of €1.000 to strengthen their stability or development. Thanks to Potje, I was able to registered young people whom I had doubts about regarding their financial skills: I had insight into the budget and could therefore make clear agreemenets about how it would be spent."
Progression coach, municipality Zutphen
Progression coach, municipality Zutphen
During the Young Adults Project, i saw how we could really make.a difference for young adults in financially vulnerable situations with financial space, trust and tailored support. It was crucial for the young people to experience owndership and control over their own development. The Potje app played a very important role in this."
Jeroen Veenstra, Office Coordinator, SUN Zutphen
Jeroen Veenstra, Office Coordinator, SUN Zutphen
Together with:
Frequently asked questions
Frequently asked questions
Who owns the money pot?
The programme participant is always the owner of their personal money pot. Social workers or counsellors are added as contributors for oversight and guidance only.
Who owns the money pot?
The programme participant is always the owner of their personal money pot. Social workers or counsellors are added as contributors for oversight and guidance only.
Where is the money stored?
The funds are securely managed by our partner Online Payment Platform, which is supervised by De Nederlandsche Bank (DNB). Safe and reliable.
Where is the money stored?
The funds are securely managed by our partner Online Payment Platform, which is supervised by De Nederlandsche Bank (DNB). Safe and reliable.
How do we get started with Potje?
Contact us at info@potje.tech to discuss your programme goals, participant needs, and setup requirements.
How do we get started with Potje?
Contact us at info@potje.tech to discuss your programme goals, participant needs, and setup requirements.
Who is Potje suitable for?
Potje is designed for municipalities, NGOs, guidance organisations, and social work teams that support young adults working toward greater financial stability.
Who is Potje suitable for?
Potje is designed for municipalities, NGOs, guidance organisations, and social work teams that support young adults working toward greater financial stability.
Can participants always access the money?
Participants are always granted access and can use their Potje card to spend their funds, but only within the rules and limits of the organization's programme.
Can participants always access the money?
Participants are always granted access and can use their Potje card to spend their funds, but only within the rules and limits of the organization's programme.
What is the added benefit of Potje to financial aid programmes?
Unlike traditional financial aid programmes, Potje provides purpose-bound money accounts that give young adults controlled financial freedom, while social workers retain oversight through a central dashboard.
What is the added benefit of Potje to financial aid programmes?
Unlike traditional financial aid programmes, Potje provides purpose-bound money accounts that give young adults controlled financial freedom, while social workers retain oversight through a central dashboard.
Join "Save Now, Buy Later"
Curious about the possibilities?
Curious about the possibilities?
Join the Save Now, Buy Later movement and help your participants take control of their finances. Together, we are building a future in which saving becomes second nature again.
Join the Save Now, Buy Later movement and help your participants take control of their finances. Together, we are building a future in which saving becomes second nature again.
Create a savings pot together with your friends, family, or colleagues. Initiative supported by Kredietbank Nederland.
Create a savings pot together with your friends, family, or colleagues. Initiative supported by Kredietbank Nederland.
Create a savings pot together with your friends, family, or colleagues. Initiative supported by Kredietbank Nederland.
Create a savings pot together with your friends, family, or colleagues. Initiative supported by Kredietbank Nederland.