English (United Kingdom)
English (United Kingdom)
English (United Kingdom)

27 October 2025

Spooky, scary Halloween budgets

Spooky, scary Halloween budgets

Potje Halloween Budget Plan
Potje Halloween Budget Plan
Potje Halloween Budget Plan
Potje Halloween Budget Plan

October’s here! Pumpkins on doorsteps, costumes in store windows, and a dozen different group chats asking the same thing: What are we doing for Halloween? It’s one of the most fun times of the year, but it can also be expensive. Between outfits, decorations, snacks, and last-minute plans, the costs add up quickly. That’s where a little bit of planning can make all the difference.


With Potje, a simple joint savings app for groups, you and your friends can start saving for your Halloween plans early: whether that’s group costumes, a house party, or a night out together.


Here’s how to make the most of spooky season without wrecking your budget.


Why planning ahead actually saves the fun

We all love a last-minute Halloween rush, running to stores to pick the best outfit. You can keep changing your costume ideas, but it’s usually what makes things expensive. This ends up meaning one person buys everything, everyone promises to pay them back, and someone always forgets.


Setting up a shared Halloween pot changes that. Everyone adds small amounts over a few weeks, and by the time October 31st comes around, the money’s there. No stress, no awkward reminders, just smooth teamwork.


It’s simple, but it works — and it keeps friendships intact when the candy’s gone and the hangover hits.


The magic of the group costume fund

Every year, someone suggests a group costume — and every year, it falls apart because no one wants to cover the costs upfront.


This time, make it happen. Open a costume pot, set a budget, and split it equally. Whether you’re going as zombies, movie characters, or something ironic (because, of course), everyone contributes their fair share from the start.


A little organization turns a fun idea into a real plan — and it feels good when everyone shows up looking coordinated and financially guilt-free.


Parties, pumpkins, and all the extras

Halloween isn’t just about what you wear — it’s about what you do together. Movie marathons, haunted house trips, pumpkin carving, or a house party — they all add up.


Instead of paying as you go, set up a simple “October Fun” pot in Potje. Everyone throws in a few euros early on, and you can pull from it for snacks, drinks, decorations, or whatever spontaneous ideas come up.


It’s a smart way to make sure the fun doesn’t rely on whoever happens to have money left that week.


From spooky season to smarter saving

The nice thing about starting with Halloween is that it gets everyone into the habit of saving together. Once October’s over, you can rename your pot and keep it going — for Friendsgiving, a winter trip, or the next big night out.


Small shared pots can turn into a big change in how your group handles money. It’s less “who owes who” and more “what are we saving for next?”


Halloween doesn’t have to be another budget nightmare. With a little planning — and the right tools — your group can enjoy every bit of it without stressing about who’s paying for what.


Start your Halloween pot today and make this October the start of smarter, simpler saving together.

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Create a savings pot together with your friends, family, or colleagues. Initiative supported by Kredietbank Nederland.

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