Everyone has their own financial personality, especially when it comes to saving, budgeting, and managing a joint pot. Some like to take the lead, while others prefer to relax and let it happen. Within friend groups, housemates or teams, two roles often emerge.

At Potje, we call these two groups — as you may have already seen on our social media — the Money Boss and the Payment Princess. Both have their strengths, and together they can ensure that shared money management runs smoothly, especially with the right tools. Potje is a fintech solution that makes it easy to balance these different approaches, optimise group saving, and make daily payments stress-free.

The Money Boss 🕴️💸

The Money Boss thrives on structure and control. They set up the pot, keep an eye on the contributions, and ensure that everyone sticks to the plan. For them, budget optimisation and financial transparency are essential.

With Potje, the Money Boss can see exactly who has already paid into the pot, follow joint savings goals, and create pots for different purposes — groceries, trips, rent or club activities. Potje provides real-time insights and reduces the need for awkward reminders, allowing the Money Boss to focus on efficient money management. Potje is suitable for everything — from long-term holiday plans to birthday gifts and daily payments — and the Money Boss takes responsibility for managing the group's needs.

The Payment Princess 👑💰

The Payment Princess prefers a more relaxed approach to saving and budgeting. The name comes from the Passenger Princess — in the same way they are along for the ride, without holding the steering wheel, but just as important for the road trip. They do not want to think too much about where the money is going, as long as they have made their contribution. Convenience and trust in the system are central, and they bring the team spirit.

Potje makes this role effortless. The Payment Princess can quickly deposit her share in the group pot, without worrying about cash flows or manual calculations. She can see all her savings but does not need to manage the finances of the whole group. This keeps their contributions organised while ensuring fairness and preventing anyone from meddling with each other's money.

Collaboration ✅

When these two financial personalities come together, group saving and shared spending management run surprisingly smoothly. The Money Boss can keep the overview and optimise the pot, while the Payment Princess contributes consistently without stress or confusion.

Potje bridges these approaches. It gives the Money Boss powerful tools to track cash flows and ensures that the Payment Princess remains involved in the group budget in a simple, transparent way. Whichever role you play, Potje helps groups achieve their goals without drama. Whether it’s paying rent, organising a party or saving for something bigger — everyone benefits when you collaborate.