Moving in with friends is one of the most exciting parts of student life, but also one of the trickiest when it comes to managing money together. Autumn’s fading, the leaves are falling, and winter is right around the corner — which means ordering in, higher heating bills, and more time spent together under blankets. 🏡🏡

If you’re a student living with friends, you already know how quickly money can slip away. Between splitting rent, covering utilities, and planning fun weekends, it’s easy for group finances to get messy.

That’s where Potje, your go-to joint savings app, makes life simpler. Whether you’re planning your first grocery run or saving up for your next housewarming party, Potje helps you split bills, budget together, and save smarter — all in one app.

Here’s how you can keep you and your roommates cozy this coming year:

1️⃣ Split Bills the Smart Way

Every student house has that one person who remembers the due dates (and that one who always forgets). Potje can help you make sure everyone stays on track without the awkward reminders. When the temperature drops, heating bills go up — and so does the stress if you’re not organized.

Instead of one person covering the costs and waiting to be paid back, create a “Bills Pot” in Potje. Everyone adds their share upfront, and the app keeps track of who’s contributed. You can even label each payment — such as electricity, Wi-Fi, or streaming subscriptions — so no one has to chase anyone down when the bills arrive.

💡 Pro tip: Automate contributions so the money’s ready before the bill hits. That way, you can all focus on your midterms instead of your meter readings.

2️⃣ Warm Meals, Shared Costs

Stocking the fridge can get tricky when you’re sharing with multiple housemates, and it's easy to lose track of who owns what. With Potje, you can set up a “Grocery Pot” where everyone contributes on a weekly basis. This way, all essentials — like bread, fruits, and way too much coffee — are covered without anyone feeling like they’re spending more than the rest.

Plus, you can track spending and adjust your goals if you notice you’re spending too much on snacks. That way, you won't have to rely on ramen noodles once your food budget runs out.

3️⃣ Plan Your Weekends

On Friday nights, your house group chat lights up with ideas for hangouts. But there's always someone who has already maxed out their weekly budget.

Potje’s got your back here, too. You can create a “Hangout Fund” where everyone chips in a little throughout the week. Whether it’s for brunch, movie nights, or a spontaneous trip, you’ll always have a shared stash ready to make memories — without last-minute stress.

Saving together not only makes planning easier but also builds a sense of teamwork. You’re not just splitting money — you’re sharing goals.

4️⃣ Emergency Pots for Rainy Days

Student life is full of surprises — and not all of them fun. Frozen pipes, broken heaters, or maybe the landlord wants an unexpected repair fee… Having an “Emergency Pot” means your group can handle unexpected costs smoothly, without panic or tension.

Even saving a small percentage of your shared expenses every month adds up over time — giving you peace of mind for whatever comes your way. Having that backup fund means fewer panic moments and more peace of mind when the unexpected hits.

5️⃣ Keep the Vibe Friendly and Fair

Money talk doesn’t have to be awkward. Potje helps take the tension out by keeping things transparent and organized. Everyone can see who’s contributed, what’s left, and what you’re saving towards. And since everything’s handled in one place, you can spend more time hanging out in your cozy living room instead of scrolling through old messages trying to track expenses.

As the days get shorter and the nights get colder, make sure you stay up to date with your joint savings. Potje makes managing money together way simpler, and makes living with roommates feel a lot more like home.