With a ‘fine pot’, you get this: every time someone is late, uses a filler word, or puts their mobile phone on the table, a few euros automatically disappear into your joint savings pot. This way, you unconsciously save for the next pizza night or weekend trip—without complicated budgets, just by letting life take its course.

Why this works so well

Small, bite-sized actions quietly add up. If you link your saving to behaviour instead of a boring spreadsheet, then every misstep feels like: ka-ching! Someone late on the call? +€1. A noticeable “uhhh” in the meeting? +€0.50. And when that pot eventually pays for the beach BBQ, everyone cheers quietly with each misstep.

Ideas to get started right away

• Filler word bingo card: each “you know” costs €0.50.

• “I’m skipping the gym” fee: €1 per missed workout.

• Mobile at the table charge: €2 as soon as a phone pops up during meals.

Low-stakes, high-fun.

Keep it social, keep it fun

Open a pot, invite the crew, and set the rules together. Change triggers weekly, drop photo updates. This keeps the vibe fresh and the competition friendly.

From “oops” to euros

Whether it’s colleagues wanting to scroll less, housemates forgetting the laundry, or friends tackling Dry January — the principle remains the same: daily life → amusing fine → savings pot getting thicker.

Create your pot, choose your consequence, and let the euros roll. Follow us on LinkedIn and Instagram for more inspiration and sneak peeks!